Software platforms are bundling banking, lending, payments, payroll, and working-capital tools into operational dashboards. AMS Editorial examines the payments and fintech implications for SMBs and SMEs in February 2024.
FinTech
Small-business lending data rules and the fintech underwriting stack: January 2024 Payments Update
Section 1071 compliance and lender data practices can influence how SMB applicants prepare revenue, ownership, and demographic-information workflows. Eric Kuvykin analyzes the payments and fintech implications for SMBs and SMEs in January…
Open banking after the CFPB personal financial data rights rule: December 2023 Payments Update
Open-banking rules can affect account linking, underwriting, cash-flow tools, payroll connectivity, and customer-permissioned data flows. AMS Editorial examines the payments and fintech implications for SMBs and SMEs in December 2023.
Embedded finance and merchant cash-flow products: September 2023 Payments Update
Software platforms are bundling banking, lending, payments, payroll, and working-capital tools into operational dashboards. AMS Editorial examines the payments and fintech implications for SMBs and SMEs in September 2023.
Small-business lending data rules and the fintech underwriting stack: August 2023 Payments Update
Section 1071 compliance and lender data practices can influence how SMB applicants prepare revenue, ownership, and demographic-information workflows. Eric Kuvykin analyzes the payments and fintech implications for SMBs and SMEs in August…
Open banking after the CFPB personal financial data rights rule: July 2023 Payments Update
Open-banking rules can affect account linking, underwriting, cash-flow tools, payroll connectivity, and customer-permissioned data flows. AMS Editorial examines the payments and fintech implications for SMBs and SMEs in July 2023.
Embedded finance and merchant cash-flow products: April 2023 Payments Update
Software platforms are bundling banking, lending, payments, payroll, and working-capital tools into operational dashboards. AMS Editorial examines the payments and fintech implications for SMBs and SMEs in April 2023.
Small-business lending data rules and the fintech underwriting stack: March 2023 Payments Update
Section 1071 compliance and lender data practices can influence how SMB applicants prepare revenue, ownership, and demographic-information workflows. Eric Kuvykin analyzes the payments and fintech implications for SMBs and SMEs in March…
Open banking after the CFPB personal financial data rights rule: February 2023 Payments Update
Open-banking rules can affect account linking, underwriting, cash-flow tools, payroll connectivity, and customer-permissioned data flows. AMS Editorial examines the payments and fintech implications for SMBs and SMEs in February 2023.
Digital Payments Became Essential Infrastructure for Local Businesses
Independent operators do not need another abstract business trend. They need to know whether digital payments became essential infrastructure for local businesses changes what happens at the register, in the lease file,...