Small-business lending data rules and the fintech underwriting stack: February 2026 Payments Update

Banking / 3 min read

How Marijuana Rescheduling News Affects Cannabis Banking Expectations: Week of January 30, 2026

By Craig A. Fine, Esq.Jan 30, 2026

Bottom line: Banking risk is quiet until the day a deposit is delayed, a reserve appears, a login is locked or a lender asks for documents the owner cannot find. Then it becomes payroll,...

Banking / 3 min read

Open banking after the CFPB personal financial data rights rule: January 2026 Payments Update

By Eric KuvykinJan 25, 2026

Bottom line: Banking risk is quiet until the day a deposit is delayed, a reserve appears, a login is locked or a lender asks for documents the owner cannot find. Then it becomes payroll,...

Banking / 3 min read

Insurance, Landlord, and Banking Relationships Can Classify Ancillary Firms as High Risk: Week of December 26, 2025

By Craig A. Fine, Esq.Dec 26, 2025

Bottom line: Banking risk is quiet until the day a deposit is delayed, a reserve appears, a login is locked or a lender asks for documents the owner cannot find. Then it becomes payroll,...

Banking / 3 min read

Small-business lending disclosures and the documents owners should preserve: December 2025 Legal Review

By Craig A. Fine, Esq.Dec 21, 2025

Bottom line: Banking risk is quiet until the day a deposit is delayed, a reserve appears, a login is locked or a lender asks for documents the owner cannot find. Then it becomes payroll,...

Banking / 3 min read

ACH and Pay-by-Bank Options Are Becoming the Practical Cannabis Payment Conversation: Week of November 21, 2025

By Eric KuvykinNov 21, 2025

Bottom line: Banking risk is quiet until the day a deposit is delayed, a reserve appears, a login is locked or a lender asks for documents the owner cannot find. Then it becomes payroll,...

Banking / 3 min read

SAFER Banking Debate Keeps Cannabis Operators in a Planning Holding Pattern: Week of November 14, 2025

By Craig A. Fine, Esq.Nov 14, 2025

Bottom line: Banking risk is quiet until the day a deposit is delayed, a reserve appears, a login is locked or a lender asks for documents the owner cannot find. Then it becomes payroll,...

Banking / 3 min read

How Marijuana Rescheduling News Affects Cannabis Banking Expectations: Week of November 7, 2025

By Craig A. Fine, Esq.Nov 7, 2025

Bottom line: Banking risk is quiet until the day a deposit is delayed, a reserve appears, a login is locked or a lender asks for documents the owner cannot find. Then it becomes payroll,...

Banking / 3 min read

Insurance, Landlord, and Banking Relationships Can Classify Ancillary Firms as High Risk: Week of October 3, 2025

By Craig A. Fine, Esq.Oct 3, 2025

Bottom line: Banking risk is quiet until the day a deposit is delayed, a reserve appears, a login is locked or a lender asks for documents the owner cannot find. Then it becomes payroll,...

Banking / 3 min read

ACH risk controls as more merchants automate back-office payments: September 2025 Payments Update

By Eric KuvykinSep 15, 2025

Bottom line: Banking risk is quiet until the day a deposit is delayed, a reserve appears, a login is locked or a lender asks for documents the owner cannot find. Then it becomes payroll,...

Banking / 3 min read

Small-business lending data rules and the fintech underwriting stack: September 2025 Payments Update

By Craig A. Fine, Esq.Sep 5, 2025

Bottom line: Banking risk is quiet until the day a deposit is delayed, a reserve appears, a login is locked or a lender asks for documents the owner cannot find. Then it becomes payroll,...

Banking / 3 min read

ACH and Pay-by-Bank Options Are Becoming the Practical Cannabis Payment Conversation: Week of August 29, 2025

By Eric KuvykinAug 29, 2025

Bottom line: Banking risk is quiet until the day a deposit is delayed, a reserve appears, a login is locked or a lender asks for documents the owner cannot find. Then it becomes payroll,...

Banking / 3 min read

Open banking after the CFPB personal financial data rights rule: August 2025 Payments Update

By Eric KuvykinAug 25, 2025

Bottom line: Banking risk is quiet until the day a deposit is delayed, a reserve appears, a login is locked or a lender asks for documents the owner cannot find. Then it becomes payroll,...